Get home insurance quotes before buying
Make sure suitable cover is available before you make the final plunge.
Get to know the neighbourhood
Make sure you like the environment you’re moving into. Visit at different times of the day, knock and ask neighbours for opinions, check out the local shops, streets and parks.
Boost your credit score
Make sure you have the best credit score you can have before looking for mortgages.
Be sure that you want to buy
There is great appeal in owning your own house. But buyers need to first pause and seriously consider whether they are ready for the purchase. Buying a house is a long-term investment but you can only afford it if you are able to: • Get a mortgage for enough to buy your chosen house; • […]
Know the true costs of buying
Buying a home will almost certainly cost more than you think. Here’s what you should consider: Legal fees: depending on the house price, conveyancing charges can be at least £500-£800 Stamp duty: for properties over £125,000, you will have to pay stamp duty on the purchase price (1st time buyers pay stamp duty on property […]
Be careful borrowing the maximum
Keep a budget in mind before searching for a house and don’t immediately trust lenders telling you that you can afford more. You need to make sure you can easily make the mortgage payments.